Popularity: 7% [?]

Open enrollment period for the new health care options for children who are uninsured ends on March 1, 2011.  If individuals wait and apply for coverage after March 1st, Read the rest of this entry

Popularity: 5% [?]

We’re heading into late summer…two-plus years into the country’s deepest recession since the Great Depression…and the mild optimism offered Read the rest of this entry

Popularity: 9% [?]

War On Wealth Series – Asset Growth

Even though an annuity is sold like securities by insurance companies, they are much different from insurance policies. The best way to explain annuities is to imagine a hybrid product that combines the advantages of long-term investments with the advantages of life insurance. With an insurance policy you typically pay monthly premiums, whereas an annuity generally has you making a lump sum payment upfront to guarantee a periodic payout immediately or starting at some future date that you choose.The exciting part is these payments continue as long as you live.

In case you are thinking you do not have a large lump sum there are some annuities that will allow you to deposit a modest upfront say $500 to $2500 and allow you to pay into it like you would your 401k or IRA.

The length of time people are living is getting longer and longer and this is creating financial planning nightmares for financial planners and their clients. Outliving savings has become a major source of distraction around the typical financial planning model. Investing in an annuity will allow you to save for retirement and ensure that your money lasts as long as you do.

Annuities generally fall into two categories, deferred and immediate-income. Read the rest of this entry

Popularity: 15% [?]

War On Wealth Series

This is the first in a series of writings designed to inform, educate, and instruct you how to win this battle that you have unsuspectingly been drawn into. Obtaining Financial Independence and becoming Wealthy is simply the process of continually increasing the gap between the amount of money that comes in and the amount that goes out. It’s the amount that goes out that devastates most of us. In case you haven’t noticed, you are right smack in the middle of a war zone. Over the last century a stew of born entitlement, government inefficiencies and waste, continuing financial illiteracy, and greed (corporate and consumer) has been brewing and simmering to the point where the lid bursting from the top was all but inevitable. Well, we are at the point. At no other time in our young history Read the rest of this entry

Popularity: 6% [?]

Be sure To Subscribe To Our Blog So You Do Not Miss Any Posts In The Series

War On Wealth Series – A Primer (Introduction)

The Accidental Philanthropist; but Uncle Sam! How Many Times Can You Tax The Same @#$% dollar?

How Not To Turn $20 Into A $75,000 Disaster

Maximizing The “Bank Of You Concept”; Setting Up Your Own Private Bank

Life Insurance As An Estate Planning Tool

Private Retirement Plans Vs. Employer Sponsored Retirement Plan Options

Special Valuations For Intra-Family Transfers, Gift Taxes And Lifetime Transfers

Why You Should Start A Personal Business?

Advantages And Disadvantages Of Investing In Annuities

How Owning Real Estate Can Help Me Save Taxes

How To Reduce Your Real Estate Taxes

Annuities, How They Work And Their Tax Advantages

The Three Proactive Strategies Of Asset Protection

Trusts – A Basic Foundation

Part II: Why You Should Start A Personal Business; The Nitty Gritty On Tax Advantages

Popularity: 8% [?]

War On Wealth Series – Asset Growth

Business Loans and Business Credit With No Personal Guarantee – CLICK HERE!

Annuity Pros(Advantages)

One of the largest benefits touted is that annuities offer you tax-deferred income, as annuity income is taxed only when you elect to receive it. So you can avoid taxes on annuities if you never want to use it, however that usually is not the objective. It is taxed evenly no matter when you put the money in if it is annuitized (“flip the switch” and start taking income from the annuity). If you take it out some other way i.e. IRS rule 72t, withdrawals etc. then… Read the rest of this entry

Popularity: 26% [?]

War On Wealth Series – Asset Growth

The Money In Your Mind – Why The Rich Keep Getting Richer Click Here!

Not only is the average American unable to save money but there is a serious negative savings rate taking place that is piling up the debt owed in this country at a pace that is mind-boggling. These families are spending huge amounts of money to finance debt on the largest purchases such as, homes, major appliances and autos.

During a lifetime the interest paid on these purchases can add up to hundreds of thousands of dollars. Infact 34.5 cents of every dollar is being spent on interest to finance our american lifestyle through banks and finance companies.

It is possible to recapture the principle and interest that you’re paying to banks and finance companies, thereby putting that money away for the future. This can be done by creating your own private bank using cash value life insurance, which would enable you to take loans from this private bank. As you repay the principle and interest, it’s going back into your policy, where it is growing tax-deferred and can be taken tax free for your financial future.

To Create Your Own Private Bank…
Read the rest of this entry

Popularity: 56% [?]

Were You Safe in the Storm?

Would you rather have $1 million or $75,000

Despite creeping unemployment numbers, there are encouraging signs the economy is slowly resuscitating. Housing sales in some parts of the country are up; consumers are loosening their white-knuckle grip; and there are fewer toxic assets on banks’ books. This is good news for Americans, many of whom lost significant amounts of money from their 401(k)s, IRAs, stock investments and more over the past two years.

But there are some people who didn’t lose ANYTHING during the recent economic crisis.

How is this possible? Read the rest of this entry

Popularity: 4% [?]

War On Wealth Series – Wealth Preservation

This is What Happens When You Don’t Use “Total Asset Optimization Principles”

Anyone With A Job Can Build A Nest Egg On  “Steroids” Read the rest of this entry

Popularity: 21% [?]