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	<title>Leon On Dollars, Sense, &#38; Other Stuff</title>
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	<description>Common Talk &#38; Common Sense On Wealth Strategies, Money Matters &#38; Life</description>
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	<category>posts</category>
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		<title>Leon On Dollars, Sense, &#38; Other Stuff</title>
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	<itunes:summary>Common Talk &#38; Common Sense On Wealth Strategies, Money Matters &#38; Life</itunes:summary>
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	<itunes:category text="Society &amp; Culture" />
	<itunes:author>Leon On Dollars, Sense, &#38; Other Stuff</itunes:author>
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		<itunes:name>Leon On Dollars, Sense, &#38; Other Stuff</itunes:name>
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		<item>
		<title>How to Make Rain in a Financial Desert</title>
		<link>http://leonsblog.leonwilliams.me/make-rain-in-a-financial-desert/</link>
		<comments>http://leonsblog.leonwilliams.me/make-rain-in-a-financial-desert/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 05:08:05 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[ira]]></category>
		<category><![CDATA[maximum funded insurance contract]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=649</guid>
		<description><![CDATA[We&#8217;re heading into late summer&#8230;two-plus years into the country&#8217;s deepest recession since the Great Depression&#8230;and the mild optimism offered a few months ago may be drying up. In a move that recently made headlines, the Fed decided to keep interest rates low. By doing so, The New York Times reported the Fed was acknowledging &#8220;their [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/make-rain-in-a-financial-desert/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Steps on How To Budget</title>
		<link>http://leonsblog.leonwilliams.me/5-steps-on-how-to-budget/</link>
		<comments>http://leonsblog.leonwilliams.me/5-steps-on-how-to-budget/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 02:21:17 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[financial education]]></category>
		<category><![CDATA[how to budget]]></category>
		<category><![CDATA[long-term budget goal]]></category>
		<category><![CDATA[prepare a budget]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[short-term budget goal]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=645</guid>
		<description><![CDATA[The typical perception of a budget is usually met with a scowl and a feeling of &#8220;doing without&#8221;. this perception and the feelings that come without could not be further misplaced.. In fact, a well crafted budget can allow you to be able to save for college, buy new cars, take great vacations, donate to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Need an extra $100 &#8211; $200 per month; 5 sources of money you may have missed</title>
		<link>http://leonsblog.leonwilliams.me/5-sources-of-money/</link>
		<comments>http://leonsblog.leonwilliams.me/5-sources-of-money/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 03:43:23 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[12 money disorders]]></category>
		<category><![CDATA[bankruptcies]]></category>
		<category><![CDATA[charging]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[generic]]></category>
		<category><![CDATA[generic drugs]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money disorders]]></category>
		<category><![CDATA[name brand]]></category>
		<category><![CDATA[whole foods]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=638</guid>
		<description><![CDATA[It has been said that the majority of bankruptcies could be prevented with less than $200 per month in additional income. The amount of debt that we continuously take on keeps us depressed, stressed out and unhappy. Here are some areas perhaps you have not thought about where that additional money could be found. Area [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/5-sources-of-money/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Money Disorders That Ruin Are Financial Lives</title>
		<link>http://leonsblog.leonwilliams.me/money-disorders/</link>
		<comments>http://leonsblog.leonwilliams.me/money-disorders/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 05:59:40 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Excessive Risk Adversion]]></category>
		<category><![CDATA[Excessive Risk Taking/Pathological Gambling]]></category>
		<category><![CDATA[Financial Dependency]]></category>
		<category><![CDATA[Financial Disorders]]></category>
		<category><![CDATA[Financial Enabling]]></category>
		<category><![CDATA[Financial Incest]]></category>
		<category><![CDATA[Financial Infidelity]]></category>
		<category><![CDATA[Financial Rejection]]></category>
		<category><![CDATA[hoarding]]></category>
		<category><![CDATA[Overspending/Compulsive Buying Disorder]]></category>
		<category><![CDATA[Underspending]]></category>
		<category><![CDATA[Workaholism]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=623</guid>
		<description><![CDATA[No one would disagree with or object to the three principles of-you should spend less than you earn, you should regularly save toward your goals, and you should buy and hold solid investments with an eye toward the long term. However, even though these points are widely known and accepted, millions of people still haven&#8217;t [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/money-disorders/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Types Of Individuals And Small Employers In Health Insurance Reform Would Be Eligible To participate In An Exchange Or SHOP?</title>
		<link>http://leonsblog.leonwilliams.me/types-of-individuals-and-small-employers-would-be-eligible-to-participate-in-an-exchange-or-shop/</link>
		<comments>http://leonsblog.leonwilliams.me/types-of-individuals-and-small-employers-would-be-eligible-to-participate-in-an-exchange-or-shop/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 17:20:39 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Health Insurance Reform]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Special Topics]]></category>
		<category><![CDATA[erisa]]></category>
		<category><![CDATA[exchanges]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[patient protection and affordable care act]]></category>
		<category><![CDATA[schip]]></category>
		<category><![CDATA[small business health care option]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=611</guid>
		<description><![CDATA[Health Insurance Reform Questions The Exchange would be open to those who currently purchase insurance in the individual market. This group would include, for example, early (pre-Medicare eligible retirees), the self-employed, individuals whose employers do not provide insurance, or those who cannot afford their employer&#8217;s insurance. The SHOP would be open to the self-employed individual [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/types-of-individuals-and-small-employers-would-be-eligible-to-participate-in-an-exchange-or-shop/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is an &#8220;Exchange&#8221; In The Health Insurance Reform Bill?</title>
		<link>http://leonsblog.leonwilliams.me/what-is-an-exchange-in-the-health-insurance-reform-bill/</link>
		<comments>http://leonsblog.leonwilliams.me/what-is-an-exchange-in-the-health-insurance-reform-bill/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 23:26:47 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Health Insureance Reform]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[erisa]]></category>
		<category><![CDATA[exchanges]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[patient protection and affordable care act]]></category>
		<category><![CDATA[schip]]></category>
		<category><![CDATA[small business health care option]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=608</guid>
		<description><![CDATA[A key provision of the Acts&#8217; insurance reforms is the creation of &#8220;Exchanges.&#8221; The Exchanges would be state based and serve as an aggregator of individual policies sold by private insurers and underwritten using the new federal underwriting and rating rules spelled out by the Acts. The Small Business Health Options Program (SHOP) would serve [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/what-is-an-exchange-in-the-health-insurance-reform-bill/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>No More Tax On Forgiveness Of Debt In California</title>
		<link>http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/</link>
		<comments>http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 21:47:14 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Mortgage Forgiveness Debt Relief Act and Debt Cancellation]]></category>
		<category><![CDATA[Mortgage Forgiveness Debt Relief Extended]]></category>
		<category><![CDATA[Senate Bill 401]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=605</guid>
		<description><![CDATA[NO MORE STATE TAX ON FORGIVEN DEBT Distressed homeowners no longer have to pay California state income tax on debt forgiven in a short sale, foreclosure, or loan modification. Enacted into law yesterday, Senate Bill 401 generally aligns California&#8217;s tax treatment of mortgage debt relief income with federal law. For debt forgiven on a loan [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Will People Get Insurance Through This Reformed Health Insurance System?</title>
		<link>http://leonsblog.leonwilliams.me/how-will-people-get-insurance-through-this-reformed-health-insurance-system/</link>
		<comments>http://leonsblog.leonwilliams.me/how-will-people-get-insurance-through-this-reformed-health-insurance-system/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 23:38:50 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Health Insureance Reform]]></category>
		<category><![CDATA[erisa]]></category>
		<category><![CDATA[exchanges]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[patient protection and affordable care act]]></category>
		<category><![CDATA[schip]]></category>
		<category><![CDATA[small business health care option]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=595</guid>
		<description><![CDATA[The provisions of &#8220;the Patient Protection and Affordable Care Act&#8221; can be quite daunting to sift through. We are going to take the time to talk about specific questions that most people are having concerning this landmark legislation. The biggest question is, How will people get insurance through this reformed health insurance system? Individuals and [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/how-will-people-get-insurance-through-this-reformed-health-insurance-system/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ten Things You Should Know About Credit</title>
		<link>http://leonsblog.leonwilliams.me/ten-things-about-credit/</link>
		<comments>http://leonsblog.leonwilliams.me/ten-things-about-credit/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 02:17:27 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[fair credit reporting act]]></category>
		<category><![CDATA[fico score]]></category>
		<category><![CDATA[fixing negatrive credit]]></category>
		<category><![CDATA[pre-approved  credit]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=568</guid>
		<description><![CDATA[Understand your rights under the Fair Credit Reporting Act It is important to understand your rights under the Fair Credit Reporting Act. There are lots of regulations that creditors have to follow before they can negatively affect for Credit Report. Knowing these regulations will always put you in the driver seat and prevent you from [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/ten-things-about-credit/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ten Things You Should Know About Money And Debt</title>
		<link>http://leonsblog.leonwilliams.me/ten-things-you-should-know-about-money-and-debt/</link>
		<comments>http://leonsblog.leonwilliams.me/ten-things-you-should-know-about-money-and-debt/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 22:32:09 +0000</pubDate>
		<dc:creator>Leon Williams</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[compound interest]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[liabilities]]></category>

		<guid isPermaLink="false">http://leonsblog.leonwilliams.me/?p=559</guid>
		<description><![CDATA[Tired of hearing about money and debt? Are you on overload yet on the myriad of strategies that will get you out of debt and allow you to become a Financial ninja? Here are 10 takeaways that you can implement immediately that will send you on your road to becoming a personal finance guru: Know [...]]]></description>
		<wfw:commentRss>http://leonsblog.leonwilliams.me/ten-things-you-should-know-about-money-and-debt/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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