http://leonsblog.leonwilliams.me Common Talk & Common Sense On Wealth Strategies, Money Matters & Life Tue, 17 Jan 2012 20:16:16 +0000 en hourly 1 http://wordpress.org/?v= 2006-2007 leon@lucafinancial.com (Leon On Dollars, Sense, & Other Stuff) leon@lucafinancial.com (Leon On Dollars, Sense, & Other Stuff) http://leonsblog.leonwilliams.me/wp-content/plugins/podpress/images/powered_by_podpress.jpg http://leonsblog.leonwilliams.me 144 144 Common Talk & Common Sense On Wealth Strategies, Money Matters & Life Leon On Dollars, Sense, & Other Stuff Leon On Dollars, Sense, & Other Stuff leon@lucafinancial.com no no http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/ http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/#comments Tue, 17 Jan 2012 20:16:16 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=1075 Share|War On Wealth Series - The congressionally mandated g-fee increases set to go into effect as of now, will artificially increase mortgage rates by more than 1/2 percent with some lenders. It will increase mortgage rates to some degree with all lenders. The Federal Housing Finance Administration (FHFA) has mandated an increase in the Fannie [...]

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]]> http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/feed/ 0 http://leonsblog.leonwilliams.me/real-estate-market-conditions-ending-2011-and-beyond/ http://leonsblog.leonwilliams.me/real-estate-market-conditions-ending-2011-and-beyond/#comments Tue, 17 Jan 2012 18:44:12 +0000 Leon Williams http://sacramentoshortsaleguru.com/?p=563 Share|As we enter 2012 what’s our assessment on the Real Estate Market ending 2011 and what can we look forward to in 2012. Here’s how real estate market conditions across our coverage area closed 2011: Median list price peaked in May and drifted back down to January 2011 levels by December; Interest rates managed to [...]

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]]> http://leonsblog.leonwilliams.me/real-estate-market-conditions-ending-2011-and-beyond/feed/ 0 http://leonsblog.leonwilliams.me/there-arecommon-risks-involved-in-real-estate-investments/ http://leonsblog.leonwilliams.me/there-arecommon-risks-involved-in-real-estate-investments/#comments Mon, 19 Dec 2011 17:46:45 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=814 Share|Build A Fortune With Real Estate Foreclosures And Short sales – Click Here! While a good many millionaires will agree that their fortunes were made in real estate, the honest ones will also tell you that they’ve probably lost a few fortunes in real estate along the way. This is a risky business and every [...]

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]]> http://leonsblog.leonwilliams.me/there-arecommon-risks-involved-in-real-estate-investments/feed/ 0 http://leonsblog.leonwilliams.me/federal-reserve-has-finalized-rule-on-jumbo-loan-escrow-requirements/ http://leonsblog.leonwilliams.me/federal-reserve-has-finalized-rule-on-jumbo-loan-escrow-requirements/#comments Fri, 25 Feb 2011 23:02:06 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=711 Share|Federal Reserve has Finalized Rule on Jumbo Loan Escrow Requirements The rule raises the threshold requirements for establishing an escrow account (property taxes ad insurance) on a first-lien jumbo mortgage. The rule essentially says that if the APR on a first-lien jumbo loan is 2.5 percentage points (previously 1.5 percentage points) or more above the [...]

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]]> http://leonsblog.leonwilliams.me/federal-reserve-has-finalized-rule-on-jumbo-loan-escrow-requirements/feed/ 0 http://leonsblog.leonwilliams.me/obama-to-provide-path-to-major-reform-of-americas-housing-market/ http://leonsblog.leonwilliams.me/obama-to-provide-path-to-major-reform-of-americas-housing-market/#comments Fri, 11 Feb 2011 19:16:34 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=700 Share|Did you hear? The Obama Administration just delivered a report to congress where it is outlining major reform to our housing market. What does this mean? According to Treasury Secretary Tim Geithner, they are laying out a plan for fundamental reform on a responsible timeline. The goal is to: 1. wind down the GSEs, 2. [...]

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]]> http://leonsblog.leonwilliams.me/obama-to-provide-path-to-major-reform-of-americas-housing-market/feed/ 0 http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/ http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/#comments Tue, 13 Apr 2010 21:47:14 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=605 Share|NO MORE STATE TAX ON FORGIVEN DEBT Distressed homeowners no longer have to pay California state income tax on debt forgiven in a short sale, foreclosure, or loan modification. Enacted into law yesterday, Senate Bill 401 generally aligns California’s tax treatment of mortgage debt relief income with federal law. For debt forgiven on a loan [...]

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]]> http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/feed/ 0 http://leonsblog.leonwilliams.me/why-start-a-personal-business-2/ http://leonsblog.leonwilliams.me/why-start-a-personal-business-2/#comments Tue, 23 Feb 2010 04:41:18 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=505 Share|War On Wealth Series – Taxes In my previous post “Why You Should Start A Personal Business”, I made the statement that obtaining Financial Independence and becoming Wealthy is simply the process of continually increasing the gap between the amount of money that comes in and the amount that goes out. The greater the gap [...]

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]]> http://leonsblog.leonwilliams.me/why-start-a-personal-business-2/feed/ 0 http://leonsblog.leonwilliams.me/how-to-reduce-your-real-estate-taxes/ http://leonsblog.leonwilliams.me/how-to-reduce-your-real-estate-taxes/#comments Fri, 19 Feb 2010 08:03:09 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=328 Share|War On Wealth Series – Taxes Taxes, taxes, taxes, we are taxed on everything. You paid a “whop” for the house, didn’t include escrows in your closing costs so you were able to come to the closing table with less money and now that $5,000 annual tax bill on that $400,000 purchase price is making [...]

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]]> http://leonsblog.leonwilliams.me/how-to-reduce-your-real-estate-taxes/feed/ 0 http://leonsblog.leonwilliams.me/how-owning-real-estate-saves-taxes/ http://leonsblog.leonwilliams.me/how-owning-real-estate-saves-taxes/#comments Thu, 18 Feb 2010 08:04:50 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=312 Share|There are several ways Real Estate can reduce the amount of tax you pay Uncle Sam? Here is a list of the most common methods to use as a tax saving tool and thus a Wealth Building and Wealth preservation tool. Untaxed Appreciation The value that you invest in Real Estate appreciates without hindrance unlike [...]

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]]> http://leonsblog.leonwilliams.me/how-owning-real-estate-saves-taxes/feed/ 0 http://leonsblog.leonwilliams.me/understanding-condos-and-pud-ownership/ http://leonsblog.leonwilliams.me/understanding-condos-and-pud-ownership/#comments Mon, 12 Oct 2009 21:05:24 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=136 Share|Understanding Condominum and PUD Ownership California’s builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affordable housing. The two most common forms of common interest [...]

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