http://leonsblog.leonwilliams.me Common Talk & Common Sense On Wealth Strategies, Money Matters & Life Tue, 17 Jan 2012 20:16:16 +0000 en hourly 1 http://wordpress.org/?v= 2006-2007 leon@lucafinancial.com (Leon On Dollars, Sense, & Other Stuff) leon@lucafinancial.com (Leon On Dollars, Sense, & Other Stuff) http://leonsblog.leonwilliams.me/wp-content/plugins/podpress/images/powered_by_podpress.jpg http://leonsblog.leonwilliams.me 144 144 Common Talk & Common Sense On Wealth Strategies, Money Matters & Life Leon On Dollars, Sense, & Other Stuff Leon On Dollars, Sense, & Other Stuff leon@lucafinancial.com no no http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/ http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/#comments Tue, 17 Jan 2012 20:16:16 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=1075 Share|War On Wealth Series - The congressionally mandated g-fee increases set to go into effect as of now, will artificially increase mortgage rates by more than 1/2 percent with some lenders. It will increase mortgage rates to some degree with all lenders. The Federal Housing Finance Administration (FHFA) has mandated an increase in the Fannie [...]

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]]> http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/feed/ 0 http://leonsblog.leonwilliams.me/federal-reserve-has-finalized-rule-on-jumbo-loan-escrow-requirements/ http://leonsblog.leonwilliams.me/federal-reserve-has-finalized-rule-on-jumbo-loan-escrow-requirements/#comments Fri, 25 Feb 2011 23:02:06 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=711 Share|Federal Reserve has Finalized Rule on Jumbo Loan Escrow Requirements The rule raises the threshold requirements for establishing an escrow account (property taxes ad insurance) on a first-lien jumbo mortgage. The rule essentially says that if the APR on a first-lien jumbo loan is 2.5 percentage points (previously 1.5 percentage points) or more above the [...]

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]]> http://leonsblog.leonwilliams.me/federal-reserve-has-finalized-rule-on-jumbo-loan-escrow-requirements/feed/ 0 http://leonsblog.leonwilliams.me/obama-to-provide-path-to-major-reform-of-americas-housing-market/ http://leonsblog.leonwilliams.me/obama-to-provide-path-to-major-reform-of-americas-housing-market/#comments Fri, 11 Feb 2011 19:16:34 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=700 Share|Did you hear? The Obama Administration just delivered a report to congress where it is outlining major reform to our housing market. What does this mean? According to Treasury Secretary Tim Geithner, they are laying out a plan for fundamental reform on a responsible timeline. The goal is to: 1. wind down the GSEs, 2. [...]

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]]> http://leonsblog.leonwilliams.me/obama-to-provide-path-to-major-reform-of-americas-housing-market/feed/ 0 http://leonsblog.leonwilliams.me/changes-to-mortgage-interest-deduction-would-hurt-economy/ http://leonsblog.leonwilliams.me/changes-to-mortgage-interest-deduction-would-hurt-economy/#comments Thu, 02 Dec 2010 08:29:04 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=677 Share|Media Contact: Lotus Lou (213) 739-8304 lotusl@car.org For release: December 1, 2010 Changes to mortgage interest deduction would hurt economy, prolong housing downturn, C.A.R. says LOS ANGELES (Dec. 1) – In response to recommendations in the Deficit Reduction Commission report released today, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) said it strongly opposes any changes that [...]

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]]> http://leonsblog.leonwilliams.me/changes-to-mortgage-interest-deduction-would-hurt-economy/feed/ 0 http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/ http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/#comments Tue, 13 Apr 2010 21:47:14 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=605 Share|NO MORE STATE TAX ON FORGIVEN DEBT Distressed homeowners no longer have to pay California state income tax on debt forgiven in a short sale, foreclosure, or loan modification. Enacted into law yesterday, Senate Bill 401 generally aligns California’s tax treatment of mortgage debt relief income with federal law. For debt forgiven on a loan [...]

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]]> http://leonsblog.leonwilliams.me/forgive-mortgage-debt-in-california/feed/ 0 http://leonsblog.leonwilliams.me/understanding-condos-and-pud-ownership/ http://leonsblog.leonwilliams.me/understanding-condos-and-pud-ownership/#comments Mon, 12 Oct 2009 21:05:24 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=136 Share|Understanding Condominum and PUD Ownership California’s builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affordable housing. The two most common forms of common interest [...]

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]]> http://leonsblog.leonwilliams.me/understanding-condos-and-pud-ownership/feed/ 0 http://leonsblog.leonwilliams.me/how-to-not-to-turn-20-into-a-75000-distaster/ http://leonsblog.leonwilliams.me/how-to-not-to-turn-20-into-a-75000-distaster/#comments Thu, 17 Sep 2009 20:26:13 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=90 Share|War On Wealth Series – Wealth Preservation This is What Happens When You Don’t Use “Total Asset Optimization Principles” Anyone With A Job Can Build A Nest Egg On  “Steroids” Whether your financial status is considered lower income, middle income, upper income, or super rich you have the ability to grow a nest egg on [...]

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