http://leonsblog.leonwilliams.me Common Talk & Common Sense On Wealth Strategies, Money Matters & Life Tue, 17 Jan 2012 20:16:16 +0000 en hourly 1 http://wordpress.org/?v= 2006-2007 leon@lucafinancial.com (Leon On Dollars, Sense, & Other Stuff) leon@lucafinancial.com (Leon On Dollars, Sense, & Other Stuff) http://leonsblog.leonwilliams.me/wp-content/plugins/podpress/images/powered_by_podpress.jpg http://leonsblog.leonwilliams.me 144 144 Common Talk & Common Sense On Wealth Strategies, Money Matters & Life Leon On Dollars, Sense, & Other Stuff Leon On Dollars, Sense, & Other Stuff leon@lucafinancial.com no no http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/ http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/#comments Tue, 17 Jan 2012 20:16:16 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=1075 Share|War On Wealth Series - The congressionally mandated g-fee increases set to go into effect as of now, will artificially increase mortgage rates by more than 1/2 percent with some lenders. It will increase mortgage rates to some degree with all lenders. The Federal Housing Finance Administration (FHFA) has mandated an increase in the Fannie [...]

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]]> http://leonsblog.leonwilliams.me/u-s-government-responsible-for-massive-mortgage-rate-increase/feed/ 0 http://leonsblog.leonwilliams.me/what-are-roth-iras-and-how-are-they-different-from-traditional-iras/ http://leonsblog.leonwilliams.me/what-are-roth-iras-and-how-are-they-different-from-traditional-iras/#comments Sun, 08 Jan 2012 00:11:28 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=1034 Share|The way they are funded and the rules governing withdrawing funds, are the major differences between a Roth IRA and a traditional IRA.   IRA Funding Traditional IRAs are funded with your income dollars before taxes have been withdrawn whereas, Roth IRAs are funded with your income dollars after taxes have been withdrawn. IRA Withdrawals [...]

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]]> http://leonsblog.leonwilliams.me/what-are-roth-iras-and-how-are-they-different-from-traditional-iras/feed/ 0 http://leonsblog.leonwilliams.me/how-can-i-improve-my-401k/ http://leonsblog.leonwilliams.me/how-can-i-improve-my-401k/#comments Fri, 06 Jan 2012 05:22:39 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=1023 Share|401(k)’s were billed by the government and corporations as one of the most powerful tools you have to save for retirement. 401(k)’s are offered through employers and can be contributory or noncontributory.In addition to saving for retirement they were billed as one of the best tax shelters that our federal government has ever managed to [...]

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]]> http://leonsblog.leonwilliams.me/how-can-i-improve-my-401k/feed/ 0 http://leonsblog.leonwilliams.me/what-are-self-employed-401k-plans/ http://leonsblog.leonwilliams.me/what-are-self-employed-401k-plans/#comments Wed, 04 Jan 2012 15:00:26 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=1007 Share|The self-employed 401(k) plan was designed for self-employed people who have no employees, other than their spouses, working for them. The 401(k) is promoted as one of the most powerful tools you have to save for retirement. These instruments are offered through employers and can be contributory or noncontributory. In addition to enabling you to [...]

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]]> http://leonsblog.leonwilliams.me/what-are-self-employed-401k-plans/feed/ 0 http://leonsblog.leonwilliams.me/what-are-key-features-of-simplified-employer-pension-plans-sep-plans/ http://leonsblog.leonwilliams.me/what-are-key-features-of-simplified-employer-pension-plans-sep-plans/#comments Tue, 03 Jan 2012 15:00:51 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=994 Share|As I mentioned in an earlier post, a Simplified Employee Pension Plan, is a retirement plan specifically designed for small-business owners and self-employed individuals. These plans work even if you are the only employee, as the rules are the same.  Don’t Forget To Check Out “Maximizing The Bank Of You Concept”   Key features include: [...]

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]]> http://leonsblog.leonwilliams.me/what-are-key-features-of-simplified-employer-pension-plans-sep-plans/feed/ 0 http://leonsblog.leonwilliams.me/what-are-simplified-employee-pension-plans/ http://leonsblog.leonwilliams.me/what-are-simplified-employee-pension-plans/#comments Mon, 02 Jan 2012 15:00:07 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=983 Share|Don’t Forget To Check Out “Maximizing The Bank Of You Concept” Simplified Employee Pension Plans (SEP), are retirement plans designed for small-business owners and slef-employed individuals. Employers can make tax-deductible contributions on behalf of their employees because the plan is based on an IRA. That means, if you are eligible, you will not pay taxes [...]

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]]> http://leonsblog.leonwilliams.me/what-are-simplified-employee-pension-plans/feed/ 0 http://leonsblog.leonwilliams.me/what-is-a-rollover/ http://leonsblog.leonwilliams.me/what-is-a-rollover/#comments Fri, 30 Dec 2011 14:40:39 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=958 Share|Don’t Forget To Check Out “Maximizing The Bank Of You Concept” No, I am not talking about what you spent the last year teaching your pet to do. The rollover that I am talking about is a procedure that the IRS designed that allows you to distribute or “roll over” assets from one retirement plan [...]

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]]> http://leonsblog.leonwilliams.me/what-is-a-rollover/feed/ 0 http://leonsblog.leonwilliams.me/5-steps-for-coping-with-sudden-debt/ http://leonsblog.leonwilliams.me/5-steps-for-coping-with-sudden-debt/#comments Thu, 29 Dec 2011 18:04:55 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=946 Share|There are some people who must deal with debt that they have consistently gained over the course of time. There are others who must deal with a certain unfortunate and sudden situation that puts them in sudden debt. After the holidays we suddenly find ourselves with a heap of debt we did not count on [...]

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]]> http://leonsblog.leonwilliams.me/5-steps-for-coping-with-sudden-debt/feed/ 0 http://leonsblog.leonwilliams.me/what-retirement-plans-may-be-available-through-my-employer/ http://leonsblog.leonwilliams.me/what-retirement-plans-may-be-available-through-my-employer/#comments Wed, 28 Dec 2011 14:30:52 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=932 Share|If you are trying to figure out what retirement plans are available through your employer, keep in mind that Employer retirement plans and the tax laws that back them are very complex. Do not hesitate to seek outside help if you need help determining the best plan for you. Most plans fall into one of [...]

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]]> http://leonsblog.leonwilliams.me/what-retirement-plans-may-be-available-through-my-employer/feed/ 0 http://leonsblog.leonwilliams.me/the-advantages-and-disadvantages-of-trading-online/ http://leonsblog.leonwilliams.me/the-advantages-and-disadvantages-of-trading-online/#comments Tue, 27 Dec 2011 14:30:06 +0000 Leon Williams http://leonsblog.leonwilliams.me/?p=923 Share|Get Our More Than 32 Video Set Series on “The Traders Mindset” The best read ever on “Wall Street” is Burton Malkiel’s book. A Random Walk Down Wall Street. In his books he debunks the most popular theories on stock selection used by the gurus of Wall Street. Malkiel’s dart throwing chimp theory caused quite [...]

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