Category Archives: credit

The Critical Flaw In Budgeting That Causes Most Budgets to Fail

Discusses the failure of most budgets to account for variable or irregular expenses. Explains the monthly averaging approach necessary to offset this problem.

All About Balancing A Budget And Saving Money

Your finances are your business. But unfortunately it seems like you need an accountant to help you understand and decode the mysteries of balancing a budget or saving money. At some point you might need to get a loan. When that day comes, this article can help you understand which is the right one to get.

An unsecured loan is simply a loan you get based on your good name and your credit rating. Often the interest rates are higher on an unsecured loan than on a secured loa…

Here Are 10 Tips To Improved Personal Budgeting

$Clip coupons. This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line.

$Buy in bulk. If your favorite products are on sale, buying in bulk may cost you more at present but could end up saving you a lot in the future. Some good examples are items that do not have an expiration date, such as soap, shampoo, toiletries and other household items. Canned …

What An $82,000 Penalty Tag For Bad Credit Mortgage

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It is natural for people to ask for help when they are in trouble and it is within our nature to offer a hand when we can. What throws this natural human relationship off its kilter is our ego that impacts our decision as to when we ask for help and when to extend a hand.

We often wait until we are in serious trouble before we ask for help and by that time the kind of help we receive is very very expensive and sometimes too late. On the other hand when we offer a hand too …

Visa, Mastercard, Which is the Best?

The two leading credit card companies in the world today are the competitors Visa and MasterCard. They both operate along very similar lines.

How Do I Get Out Of Debt Fast?

There is the thought of “you should never get completely out of debt” and there is the thought that “you should get completely out of debt”, including your house. Whether you believe in one or the other I am going to give you some secrets on how to get out of debt in record time.


The 6 Steps That People Who Successfully Retire Have In Common

If I said it once, I said it a million times. If success is your goal you have to begin with a financial plan. These are the 6 steps that people who have successfully retired proactively took to guarantee the financial success of their retirement plan.

U.S. Government Responsible for Massive Mortgage Rate Increase

War On Wealth Series – The congressionally mandated g-fee increases set to go into effect as of now, will artificially increase mortgage rates by more than 1/2 percent with some lenders. It will increase mortgage rates to some degree with all lenders. The Federal Housing Finance Administration (FHFA) has mandated

Top Six Reasons Mortgage Applications Are Rejected

Get Everything About Your Credit Here Half of refinance applications are abandoned or rejected, as are 30 percent of purchase mortgage applications, according to the Mortgage Bankers Association. All told, the Federal Financial Institutions Examination Council (FFIEC) says that well over 2 million mortgage applications were rejected last year. Want to avoid falling

10 Things You Should Know About Money And Debt

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The Money In Your Mind – Why The Rich Keep Getting Richer Click Here! Tired of hearing about money and debt? Are you on overload yet on the myriad of strategies that will get you out of debt and allow you to become a Financial ninja?