War On Wealth Series – Asset Growth

Most of your employer retirement plan options are very complex and will generally fall into two categories, defined benefit or defined contribution.

When the employer takes on the responsibility of managing the plan, that is called a defined benefit plan where the benefit is based on what’s in the plan when you retire. In this situation an employer can define a plan that requires the company to deposit a fixed annual sum of money into the plan for each eligible employee. When the employee retires, Read the rest of this entry

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Were You Safe in the Storm?

Would you rather have $1 million or $75,000

Despite creeping unemployment numbers, there are encouraging signs the economy is slowly resuscitating. Housing sales in some parts of the country are up; consumers are loosening their white-knuckle grip; and there are fewer toxic assets on banks’ books. This is good news for Americans, many of whom lost significant amounts of money from their 401(k)s, IRAs, stock investments and more over the past two years.

But there are some people who didn’t lose ANYTHING during the recent economic crisis.

How is this possible? Read the rest of this entry

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Understanding Condominum and PUD Ownership

California’s builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affordable housing.

The two most common forms of common interest developments in California are Condominiums and Planned Developments, often referred to as PUDs. The essential characteristics shared by these two forms of ownership are:

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War On Wealth Series – Wealth Preservation

This is What Happens When You Don’t Use “Total Asset Optimization Principles”

Anyone With A Job Can Build A Nest Egg On  “Steroids” Read the rest of this entry

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I want to welcome you to the inaugural edition of “Leon on Dollars, Sense & Other Stuff”. This first post is essentially a welcome message, an insight and glimpse into what I intend to bring to the community, an apology upfront to unintentional babbling, and of course my heart felt gratitude in advance for you taking part in what I hope becomes a stimulating dialogue on money, common sense about money, anything relating to Read the rest of this entry

Popularity: 12% [?]