Tuesday, January 17th, 2012 at
1:16 pm
War On Wealth Series -
The congressionally mandated g-fee increases set to go into effect as of now, will artificially increase mortgage rates by more than 1/2 percent with some lenders. It will increase mortgage rates to some degree with all lenders.
The Federal Housing Finance Administration (FHFA) has mandated Read the rest of this entry
Popularity: 3% [?]
Tagged with: fannie mae • federal housing finance agency • fhfa • freddie mac • g-fee • g-fee increase • housing market • mortgage rates • us government
Filed under:
credit • Financial Services • mortgage • Mortgages • Real Estate • Real Estate • Special Topics • Spending • WOW Debt • WOW Income Growth
Tuesday, January 17th, 2012 at
11:44 am
Saturday, January 7th, 2012 at
5:11 pm
Thursday, January 5th, 2012 at
10:22 pm
401(k)’s were billed by the government and corporations as one of the most powerful tools you have to save for retirement. 401(k)’s are offered through employers and can be contributory or noncontributory.In addition to saving for retirement they were billed as one of the best tax shelters that our federal government has ever managed to create.
Well let’s see. The government gets to tax money years down the road when the pot is much bigger, therefore tax revenues are much greater, and corporations get to pass the risk to the employee. No wonder they are both staunch supporters Read the rest of this entry
Popularity: 9% [?]
Tagged with: 401k • 401k investment • bonds • indexed universal life insurance • overfunded life insurance • overfunded life insurance contracts • retirement • stocks
Filed under:
Finances • Financial Services • retirement • Savings
Wednesday, January 4th, 2012 at
8:00 am
The self-employed 401(k) plan was designed for self-employed people who have no employees, other than their spouses, working for them.
The 401(k) is promoted as one of the most powerful tools you have to save for retirement. These instruments are offered through employers and can be contributory or noncontributory. In addition to enabling you to save for retirement, they offrer one of the best tax shelters that our federal government has ever managed to create.
Key Features of the Self-Employed 401(k) plan are: Read the rest of this entry
Popularity: 2% [?]
Tagged with: form 5500 • irs • irs form 5500 • overfund life contracts • overfunded life insurance • overfunded life insurance contracts • retirement plan • self-employed 401(k) • self-employed retirement plan
Filed under:
Financial Services
Tuesday, January 3rd, 2012 at
8:00 am
As I mentioned in an earlier post, a Simplified Employee Pension Plan, is a retirement plan specifically designed for small-business owners and self-employed individuals. These plans work even if you are the only employee, as the rules are the same.
Don’t Forget To Check Out “Maximizing The Bank Of You Concept”
Key features include: Read the rest of this entry
Popularity: 4% [?]
Tagged with: ira • irs • overfunded life contract • overfunded life insurance • overfunded life insurance contracts • retirement • retirement plan • sep • Simplified Employer Pension Plans • tax-deductible • tax-deferred
Filed under:
Financial Services • retirement • Savings • WOW Income Growth • WOW Taxes
Monday, January 2nd, 2012 at
8:00 am
Sunday, January 1st, 2012 at
11:48 am
Don’t Forget To Check Out “Maximizing The Bank Of You Concept”
Do you want to be debt free today? If you have the money in the bank, of course, you can pay off all of your bills. However, for most of us, being debt free today is more of a mentality than a reality.
Being debt free today means no mortgage, no auto loans, and no credit card bills. It means that everything you earn goes into your pocket for spending this month or for saving for the future.
In today’s consumer culture, that doesn’t seem likely for most people. In fact, most Americans dig themselves deeper in debt each and every month.
But, if the current economic slowdown has shown us anything, it is that we have to become more responsible consumers.
People Read the rest of this entry
Popularity: 11% [?]
Tagged with: budget • credit card bills • credit card loan • debt free • financial freedom • payy off debt • personal finance
Filed under:
Budgeting • debt • Savings • Spending
Friday, December 30th, 2011 at
7:40 am
Don’t Forget To Check Out “Maximizing The Bank Of You Concept”
No, I am not talking about what you spent the last year teaching your pet to do. The rollover that I am talking about is a procedure that the IRS designed that allows you to distribute or “roll over” assets from one retirement plan into another. Why would you do this? Say for example you changed jobs or retired, you could transfer assets from one retirement plan to another i.e., from an employer sponsored 401(k) plan into an IRA–protecting your tax-free status and avoiding any early withdrawal penalties.
Self Directed IRA’s
The advantages of rolling over your managed IRA plans into a self-directed plan are many. Self-directed IRA’s offer you a range of investment choices i.e., mutual funds, stocks, bonds,real estate, and CD’s that Read the rest of this entry
Popularity: 4% [?]
Tagged with: What is a Rollover?
Filed under:
Finances • Financial Services • Insurance • retirement • Savings • WOW Asset Growth • WOW Estate Planning • WOW Income Growth
The congressionally mandated g-fee increases set to go into effect as of now, will artificially increase mortgage rates by more than 1/2 percent with some lenders. It will increase mortgage rates to some degree with all lenders.
